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Standard (owner occupied)
Assists any borrower, including first homebuyers, to purchase or construct a property without a 20% deposit traditionally required by most lenders.
Suited to investors wishing to purchase or construct a property without a 20% deposit traditionally required by most lenders.
Enables self-employed borrowers, who have limited evidence of income, to purchase property.
HomeBuyer Plus (owner occupied)
Suited to borrowers, including first homebuyers, wishing to purchase or construct a home with limited or no savings, or those wishing to use money not sourced from their own savings as a deposit.
Suited to borrowers, especially first homebuyers with no deposit, who have an immediate family member that is willing and able to offer security support. Allows borrowers to borrow the full purchase price plus up to an additional 10% to cover costs.
This postcode is subject to special conditions where the security is located in a unit development comprising more than 10 units or apartments.
Please refer to the Genworth LMI Underwriting Guidelines for High Density requirements.