Standard LMI

Available for a wide range of borrowers, including first homebuyers and investors wishing to access residential mortgage finance.

Standard LMI (Metro Plus)

Available for a wide range of borrowers, purchasing an owner-occupied, established property in well sought after metropolitan locations.

Key features and benefits

  • Allows borrowers to purchase their property with only a 5% deposit
  • Loan terms of up to 40 years are available which assists in lowering repayments
  • Discounts may be available for first homebuyers
  • Capitalisation of LMI premium available.

For more information see the Genworth LMI Underwriting Guidelines.

Maximum LVR and Loan Amount

Product name
Description and target market
Maximum loan amount
Maximum LVR
Standard LMI
(Metro Plus)
Available to owner occupied purchasers of established properties in well sought after metropolitan locations
$1,500,000
$1,250,000
$1,000,000
80%
90%
95%
Standard LMI
Available for a wide range of borrowers for multiple loan purposes
$1,250,000
$1,100,000
$850,000
80%
90%
95%
Product name
Standard LMI (Metro Plus)
Description and target market
Available to owner occupied purchasers of established properties in well sought after metropolitan locations
Maximum loan amount
$1,500,000
Maximum LVR
80%
Maximum loan amount
$1,250,000
Maximum LVR
90%
Maximum loan amount
$1,000,000
Maximum LVR
95%
Product name
Standard LMI
Description and target market
Available for a wide range of borrowers for multiple loan purposes
Maximum loan amount
$1,250,000
Maximum LVR
80%
Maximum loan amount
$1,100,000
Maximum LVR
90%
Maximum loan amount
$850,000
Maximum LVR
95%

For more information see the Genworth Security Location Guide and Maximum LVR and Loan Amount Matrix.

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